--- title: What investment plans do you offer? description: Masterworks provides three distinct investment plans tailored to align with your individual financial goals and risk tolerance. You can schedule a time with one of our advisors here to learn more abou --- [Skip to content](https://knowledge.masterworks.com/en/knowledge/what-investment-plans-do-you-offer#main-content) English Show submenu for translations [Contact Us](https://knowledge.masterworks.com/en/knowledge/kb-tickets/new?hsLang=en) ![logo\_logo white-01.png\]](https://knowledge.masterworks.com/hs-fs/hubfs/logo_logo%20white-01.png?height=24&name=logo_logo%20white-01.png) - [Default HubSpot Blog](https://masterworks-5454671.hs-sites.com/blog) - [Default HubSpot Blog](https://masterworks-5454671.hs-sites.com/blog) Open main navigation Close main navigation - [Default HubSpot Blog](https://masterworks-5454671.hs-sites.com/blog) - [Default HubSpot Blog](https://masterworks-5454671.hs-sites.com/blog) - English Show submenu for translations - [Contact Us](https://knowledge.masterworks.com/en/knowledge/kb-tickets/new) - Contact us Contact us Welcome to the Masterworks Knowledge Base! - There are no suggestions because the search field is empty. 1. [Knowledge Base](https://knowledge.masterworks.com/en/knowledge?hsLang=en) 2. [Recurring Investments šŸ”](https://knowledge.masterworks.com/en/knowledge/recurring-investments?hsLang=en) # What investment plans do you offer? --- Masterworks provides three distinct investment plans tailored to align with your individual financial goals and risk tolerance. You can schedule a time with one of our advisors [here](https://calendly.com/masterworks-support/application-review?month=2025-01&date=2025-01-15) to learn more about getting started.Ā  | ### **Investment Plan** | ### **Risk Profile** | ### **Artist Target Allocation** | ### **Characteristics** | | --- | --- | --- | --- | | Preservation of Capital | **Conservative** | 100% Conservative | A Conservative investor values protecting principal over seeking appreciation. This investor is comfortable accepting lower returns for a higher degree of stability. Typically, a Conservative investor primarily seeks to minimize risk and loss of principal. | | Balanced | **Moderate** | 80% Moderate 20% Speculative | A Moderate investor values reducing risks and enhancing returns equally. This investor is willing to accept modest risks to seek higher long-term returns. A Moderate investor may endure a short-term loss of principal in exchange for long-term appreciation. | | Growth | **Aggressive** | 60% Aggressive 40% Speculative | An Aggressive investor values maximizing returns and is willing to accept substantial risk. This investor believes maximizing long-term returns is more important than protecting principal. An Aggressive investor may endure extensive volatility and significant losses. | Ā  - [My User Profile šŸ«‚](https://knowledge.masterworks.com/en/knowledge/my-user-profile?hsLang=en#main-content) - [Security](https://knowledge.masterworks.com/en/knowledge/my-user-profile?hsLang=en#security) - [Completing My Order šŸ’ø](https://knowledge.masterworks.com/en/knowledge/completing-my-order?hsLang=en#main-content) - [Finishing My Order](https://knowledge.masterworks.com/en/knowledge/completing-my-order?hsLang=en#finishing-my-order) - [Wires](https://knowledge.masterworks.com/en/knowledge/completing-my-order?hsLang=en#wires) - [Investing with IRA](https://knowledge.masterworks.com/en/knowledge/completing-my-order?hsLang=en#investing-with-ira) - [Trading My Shares šŸ¤](https://knowledge.masterworks.com/en/knowledge/trading-my-shares?hsLang=en#main-content) - [How can I trade?](https://knowledge.masterworks.com/en/knowledge/trading-my-shares?hsLang=en#how-can-i-trade) - [Questions about the Masterworks Wallet](https://knowledge.masterworks.com/en/knowledge/trading-my-shares?hsLang=en#questions-about-the-masterworks-wallet) - [General trading](https://knowledge.masterworks.com/en/knowledge/trading-my-shares?hsLang=en#general-trading) - [Masterworks Wallet Statement](https://knowledge.masterworks.com/en/knowledge/trading-my-shares?hsLang=en#masterworks-wallet-statement) - [My Payouts šŸ’°](https://knowledge.masterworks.com/en/knowledge/my-payouts?hsLang=en#main-content) - [General Payouts](https://knowledge.masterworks.com/en/knowledge/my-payouts?hsLang=en#general-payouts) - [Iā€™m a US investor and I did not invest with ALTO IRA](https://knowledge.masterworks.com/en/knowledge/my-payouts?hsLang=en#im-a-us-investor-and-i-did-not-invest-with-alto-ira) - [I invested with an ALTO IRA](https://knowledge.masterworks.com/en/knowledge/my-payouts?hsLang=en#i-invested-with-an-alto-ira) - [I'm an international investor](https://knowledge.masterworks.com/en/knowledge/my-payouts?hsLang=en#im-an-international-investor) - [Confirming bank account information for payouts](https://knowledge.masterworks.com/en/knowledge/my-payouts?hsLang=en#confirming-bank-account-information-for-payouts) - [My Performance āŒ›](https://knowledge.masterworks.com/en/knowledge/my-performance?hsLang=en) - [My Investments šŸ“Š](https://knowledge.masterworks.com/en/knowledge/my-investments?hsLang=en) - [Recurring Investments šŸ”](https://knowledge.masterworks.com/en/knowledge/recurring-investments?hsLang=en) - [My Taxes šŸ§®](https://knowledge.masterworks.com/en/knowledge/my-taxes?hsLang=en#main-content) - [General Taxes](https://knowledge.masterworks.com/en/knowledge/my-taxes?hsLang=en#general-taxes) - [K-1s and Tax Documents](https://knowledge.masterworks.com/en/knowledge/my-taxes?hsLang=en#k-1s-and-tax-documents) - [I use tax software, like TurboTax, TaxSlayer, etc](https://knowledge.masterworks.com/en/knowledge/my-taxes?hsLang=en#i-use-tax-software-like-turbotax-taxslayer-etc) - [International Taxes](https://knowledge.masterworks.com/en/knowledge/my-taxes?hsLang=en#international-taxes) - [Other Taxes](https://knowledge.masterworks.com/en/knowledge/my-taxes?hsLang=en#other-taxes) - [International Investors šŸŒŽ](https://knowledge.masterworks.com/en/knowledge/international-investors?hsLang=en) - [Investing with an Entity šŸ¢](https://knowledge.masterworks.com/en/knowledge/investing-with-an-entity?hsLang=en) - [More! šŸ”®](https://knowledge.masterworks.com/en/knowledge/more?hsLang=en) - [Default HubSpot Blog](https://masterworks-5454671.hs-sites.com/blog) - [Default HubSpot Blog](https://masterworks-5454671.hs-sites.com/blog) [![Chill listening crop-3](https://knowledge.masterworks.com/hs-fs/hubfs/logo_logo-03-01.png?width=170&height=20&name=logo_logo-03-01.png "Chill listening crop-3")](http://masterworks.com) Copyright Ā© 2026, Masterworks